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Banking & reconciliation

Connect your bank. Reconciliation runs on its own.

600+ banks in Austria through finAPI, read-only access. Every day your transactions arrive and are matched to invoices and receipts. Nothing is filed until you explicitly approve it.

Free plan, no credit card · 14-day trial on paid plans · 30-day money-back guarantee · Export your data any time

Example with fictitious data
Bank transactions today14 matched

Business account

  • Huber GmbH – invoice 2026-038+€1,284.00
  • OMV – receipt recognised−€64.20
  • Adobe – receipt missing−€71.88
  • SVS – contribution−€1,062.30
Add receiptView all

What happens

Every booking ends up in the right place.

  • Synced daily

    Transactions arrive once a day through finAPI – no export, no CSV.

  • Matched automatically

    Incoming payments to invoices, withdrawals to receipts.

  • Read-only

    Operate can read transactions but cannot move money. Credentials are encrypted.

  • Several accounts

    Depending on the plan: Free 1, Starter 3, Pro 10, Business unlimited.

  • Cash flow at a glance

    How long does your money last with open invoices? Operate tells you.

  • Several currencies

    You can write invoices in EUR, USD, or GBP.

Questions

Questions about banking

Is my bank supported?

600+ banks in Austria can be connected through finAPI. Whether yours is among them, you see in the bank list when you connect.

Can Operate transfer money?

No. Access is read-only.

How often do new transactions arrive?

Once a day.

You work. Operate does the rest.

Start for free – no credit card.

    Connect your bank. Reconciliation runs on its own. | Operate