For self-employed people and small businesses in Austria
Invoices, banking, VAT return – done in the chat.
Tell it what's due. Operate writes the invoice, turns bank transactions into checked expenses and files your UVA with FinanzOnline – every filing only after your explicit approval.
Free plan, no credit card · 14-day trial on paid plans · 30-day money-back guarantee · Export your data any time
Good morning. Done: 14 bank transactions matched, 3 receipts filed from your inbox. The VAT return (UVA) for October is ready – amount due €1,284.00, due on December 15.
Send Huber another reminder about the open invoice.
The reminder for invoice 2026-041 is ready, including €4.12 late-payment interest. Send it?
Ask Operate
Ask a question about Operate.
The assistant answers questions about Operate. It does not carry out anything here.
Voice input is available in the chat after you sign in and in the demo, not on this page. A recording is only sent after you start it, and it is passed to OpenAI to be turned into text.
A day with Operate
While you work, Operate works too.
An ordinary Tuesday. Your work on top, below it what Operate prepares. In the end, one decision is left for you.
Morning
Example with fictitious data - You
- Client meeting in Wels
- Operate handles
- 14 bank transactions matched
- In the background
- Bank transactions fetched
Late morning
Example with fictitious data - You
- Meeting in Leonding
- Operate handles
- Receipt read from your inbox and filed
- In the background
- Nothing yet that needs your decision
Afternoon
Example with fictitious data - You
- Quote for the Berger family
- Operate handles
- Payment recognised: invoice 2026-038 paid
- In the background
- Invoice 2026-041 overdue – reminder prepared
Evening
Example with fictitious data - You
- Done for the day
- Operate handles
- VAT return draft for October updated
- In the background
- Nothing is sent without your approval
VAT return for October is ready – approve?
Due on December 15
Nothing is filed until you explicitly approve it.
Approve
Bank transactions are updated daily.
View demoHow Operate checks in
Suggestions, not paperwork.
Operate looks at your bank, receipts, invoices and deadlines every day – and only gets in touch when a decision from you is needed.
Example with fictitious data Taxes
Your VAT return (UVA) for October is ready: amount due €1,284.00, due on December 15.
One click: review and approve
Example with fictitious data Receipts
3 transactions are still missing a receipt. A photo is enough – or forward the email to your Operate address.
One click: upload a photo
Example with fictitious data Invoices
Invoice 2026-041 to Huber GmbH is 14 days overdue. The reminder with late-payment interest is ready.
One click: send reminder
Example with fictitious data Subscriptions
Adobe charged €71.88, but there is no receipt for it yet.
One click: add the receipt
Example with fictitious data Deadlines
Your income tax prepayment is due on November 15. Shall I remind you again on November 12?
One click: set a reminder
Example with fictitious data Cash flow
With your open invoices, your balance should last until April.
One click: view forecast
How it works
Connect once. Then it runs.
Connect
Connect your bank and forward receipts to your Operate address. It takes a few minutes.
Operate gets to work
Receipts are read, transactions matched, payments reconciled, VAT returns (UVA) and deadlines prepared – every day.
You decide
Anything that needs a decision shows up in the chat as a suggestion. One click – done.
Who it is for
For everyone who would rather work than do bookkeeping.
Freelancers
From job to paid invoice – and the VAT return (UVA) keeps count.
FreelancersTrades
Quote on your phone, invoice with a payment code on site, reminder ready.
TradesAgencies
Clients, projects and team – with profitability per project.
AgenciesIndividuals
Employee tax assessment as a draft – 1 draft free.
Personal
And your tax advisor?
You handle the routine yourself – with Operate.
For special cases and advice, your tax advisor receives everything ready – as a BMD or DATEV export.
- Receipts, bookings and bank reconciliation
- VAT return (UVA) prepared and sent to FinanzOnline after your approval
- Reminders with statutory late-payment interest
- Income tax and VAT returns as drafts
- Hand-over to your tax advisor with one click
- Bookings journal 2026BMD export
- Receipts412 files
- VAT returns through October10 filed
- Income tax (E1)Draft for review
Work it out yourself
What does your bookkeeping cost you today?
Enter your own numbers. We assume nothing for you.
Sample calculation: 4 hours per month at €60.00 come to €2,880.00 per year.
Who is behind it
I am Lukas Gruber, a sole trader from Upper Austria. Operate exists because I no longer wanted to do my own bookkeeping next to running the business – I use it myself for my own company. If something is not right, write to me directly: hello@operate.guru.
What Operate can't do yet
- In development
Social insurance (SVS) estimate with a warning before the back-payment
- In development
Warning before the small-business VAT threshold
- In development
Public API for your own integrations
- In development
Zapier connection
- In development
Preview of your employee tax assessment from your pre-filled data
- In development
Operate Bau: bills of quantities, ÖNORM A 2063, K3 cost calculation
- In development
Cash register (RKSV): in preparation, not yet available
Not part of the price, no delivery date.
Questions
Frequently asked questions
Does Operate file anything without me?
No. Nothing is filed until you explicitly approve it.
Do I still need a tax advisor?
You handle the routine yourself with Operate. Your tax advisor stays responsible for advice and special cases.
Which banks work?
600+ banks in Austria, read-only access. Transactions are updated daily.
You work. Operate does the rest.
Start for free – no credit card. Your bank is connected in a few minutes.
Nothing is filed until you explicitly approve it.